Payment infrastructure for autonomous agents

Give your AI agent a credit card.

Tender gives agents programmable card controls so they can complete real tasks while humans stay in control.

Human-controlled limits, merchant locks, and approval thresholds.

Live flow

Request$45.00 • Square
Policy checkWithin limits
Card scopeSingle-use
DecisionApproved

SDK usage

import { Tender } from "@tender-ai/sdk";

const tender = new Tender({ apiKey: process.env.TENDER_API_KEY! });

const card = await tender.cards.create({
  purpose: "Book haircut",
  merchant: "Square Appointments",
  amount_cents: 4500,
  card_type: "single_use",
});

Why Tender

Agent capability

Your agent can pay for real tools and services without waiting on a human.

Guardrails by default

Set per-purchase, daily, and monthly limits before any card is issued.

Human override

Pause wallets, rotate keys, and review every call in one activity timeline.

How spending works

1

Fund wallet

Add a controlled budget for one agent role.

2

Set policy

Define limits and merchant rules.

3

Give API key

Pass a wallet-scoped key to your agent runtime.

4

Agent spends within rules

Tender checks policy before returning card details.

Reliability, without black boxes

  • Double-entry ledger foundation for balances and auditability.
  • Deterministic policy checks before card credentials are returned.
  • Full API interaction timeline for every wallet and every key.

Ship agents that can actually transact.

Self-serve setup, clear controls, and docs your team can run today.